When you pursue a commercial debt in court, the gap between filing a lawsuit and getting a judgment can be months or years. A debtor may use that time to transfer property, drain bank accounts or move assets beyond your reach. Fortunately, there is a way for you to...
Protecting Your Business
Commercial Collections
Is it possible to collect from a business that “closed” down?
Business closures do not cancel outstanding commercial debts. Many creditors walk away when a company shutters its doors or stops its services. However, California law provides specific paths to recover money even after a business stops operating. Securing payment is...
Post-judgment enforcement: Writs, debtor exams and bank levies
If you are a creditor, vendor or in-house counsel that does business in California, winning a lawsuit will not automatically put money in your account. Debtors often delay, hide assets or refuse to pay, and that gap between court judgment and payment is where...
Decoding 3 common excuses that debtors use to stall payment
You finished the work, and it is time to ask your corporate client for payment. Suddenly, they begin to use various excuses to explain their delayed repayment. While this can seem valid at first, it is important to understand that these are tactics to protect your...
How do lien rights work for unpaid commercial invoices in CA?
When a commercial client fails to satisfy an invoice, California law provides mechanisms—specifically lien rights—that enable you to secure and recover unpaid amounts. These legal tools require precision, contractual foresight, and timely action to remain enforceable....
How can businesses use mediation to resolve collection disputes?
Mediation offers a peaceful and cost-effective solution for businesses facing collection disputes. Instead of resorting to litigation, businesses can use mediation to work through their issues with a neutral third party, aiming to reach a mutually agreeable solution....
How do businesses evaluate client creditworthiness?
Extending credit to clients can help grow your business, but it also comes with risks. Before offering payment terms, you should evaluate whether a client can meet their financial obligations. Proper credit assessments reduce the chances of unpaid invoices and...
What are the latest trends in commercial collections?
Knowing about new trends in commercial collections helps businesses improve how they recover money and keep steady cash flow. As industries change, new tools, rules, and methods affect how companies handle unpaid debts. Keeping up with these changes helps businesses...
What role does a lien play in securing commercial debts?
A lien can serve as a powerful tool to secure commercial debts. It gives a creditor legal rights over a debtor's property, which ensures that the debtor pays the owed money. Understanding how liens work helps businesses protect their interests effectively. How a lien...
Does the FDCPA apply to commercial collections?
The Fair Debt Collection Practices Act (FDCPA) is a federal law designed to protect consumers from abusive debt collection practices. However, its application is limited to certain types of debt. It is helpful for businesses to understand whether the FDCPA applies to...

